SMSF Lending and Property Finance

Strategic lending advice for SMSFs — built on experience, structure, and clarity.

Self-Managed Super Funds (SMSFs) can be a powerful long-term wealth strategy when structured correctly. However, SMSF lending is highly regulated, technically complex, and unforgiving when mistakes are made. Getting the structure right from the beginning is critical.

At Myriad Finance, we specialise in SMSF lending strategies designed to support compliant property purchases, long-term cash flow, and sustainable outcomes - not shortcuts.

WHY SMSF LENDING REQUIRES SPECIALIST ADVICE

Borrowing inside an SMSF is very different from standard home or investment lending. It involves:

  • Limited Recourse Borrowing Arrangements (LRBAs)
  • Bare trust structures
  • Strict ATO and superannuation rules
  • Conservative lender policies
  • Long-term cash flow and contribution planning

Small errors in structure or documentation can be difficult and sometimes impossible to unwind later. That’s why SMSF lending should never be approached as a standard loan application.

OUR APPROACH TO SMSF LENDING

We take a structured, education-first approach, focusing on:

  • Whether an SMSF strategy is appropriate in the first place
  • Correct setup of lending and ownership structures
  • Conservative borrowing levels
  • Whether an SMSF strategy is appropriate in the first place
  • Correct setup of lending and ownership structures
  • Conservative borrowing levels

WHY VALERIANO BARBATI IS UNIQUELY PLACED TO HELP

Valeriano Barbati brings a depth of experience that goes beyond mortgage broking alone.

Before founding Myriad Finance, Val spent over 10 years working as a financial adviser, helping clients with wealth structuring, retirement planning, risk management, and long-term financial strategy. This background means SMSF lending decisions are never viewed in isolation, they are assessed in the context of the client’s broader financial position and retirement objectives.

By combining:

• Financial advice experience
• Specialist SMSF lending knowledge
• A strong understanding of structure, cash flow, and compliance

Val is able to provide lending guidance that aligns with how SMSFs are intended to operate prudently, strategically, and over the long term.

SMSF-Ebook-mock

FREE SMSF PROPERTY & LENDING EBOOK

If you’re considering SMSF property or want to better understand how SMSF lending works, we’ve created a practical, plain-English guide to help you get clarity before making any decisions.

FREE SMSF PROPERTY & LENDING EBOOK

If you’re considering SMSF property or want to better understand how SMSF lending works, we’ve created a practical, plain-English guide to help you get clarity before making any decisions.

SMSF-Ebook-mock